KIM KLAPAC


CUSTOMER FOCUSED, RESULTS DRIVEN

Kimberly Klapac

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kim-klapac-latest-newsletter-208x135 Thank you for visiting my monthly newsletter section. Here I will post local market information and updates, real estate industry news both locally and nationally affecting both buyers and sellers, educational pieces to be an informed buyer and seller, and featured local events.

 

To see the entire newsletter archive, Newsletter Archive Page


 

March 2013

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New Buyer Assistance Program!

No Money Down?

El Paso County's TurnKey Mortgage Origination Program has already helped buyers purchase a new home. El Paso County is offering GRANT money equal to 4% of the loan amount for approved buyers...

Be An Informed Buyer and Seller...

What is Contract Contingency? Right to Terminate? A purchase contract contingency is a clause inserted into a purchase contract stating that you will purchase the house contingent, or conditional, upon a specific factor or factors...

 

 

February 2013

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Local Market Activity - 4th Quarter 2012

What is months supply of inventory and what does it mean in our local market?

Be An Informed Buyer and Seller...

Energy efficient tax credit, mortgage insurance premium deduction, mortgage debt foregiveness act...

What is the QRM rule and how does it affect you?

 

January 2013

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The Mortgage Forgiveness Debt Relief Act of 2007 extended for now...Net Investment Income Tax in effect and applies at a rate...Home Values and Inventory Levels: In 2013 sellers can look to not having to sell at the bottom of the market. Mid to end of 2012 saw home values rise and this will...Mortgage Insurance Premium deduction remains for now in 2013

...Be an Informed Homeowner

Property Taxes: Do you know what your statement means? How does the Assessor value my home? How often? Can I dispute the value of my home?

 

December 2012

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Nationally 2012 saw lower than average inventory levls; continuous through the year we saw amazing record-low interest rates; National Flood Insurance Program has been extended through 09/30/2017; FHA revised...

APR? Quoted Interest Rate? Locking-in?

...Be an Informed Buyer

Home mortgage interest deduction defined: Allows taxpayers who own their homes to reduce their taxable income by the amount of interest paid on their home...

 


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